If you file an insurance claim for medical injuries and expenses resulting from sustained car accidents, then you are bound to get a settlement offer from insurance companies responsible for payment of medical bills. If you do not consult an accident attorney, then it is time you consider doing so after receiving an offer from an insurance company.
You are not forced to accept offers from your insurance company. As much as the insurance firm is required to act in good faith, remember that the main concern, in this case, is money, particularly, their money. This is not to imply that they will cheat on you, but it means it is a great idea to contact a car accident lawyer to advise you on what to do.
Car accident attorney
Negotiating the offer
When you hire car accident lawyer Maryland, it does not necessarily mean that you are preparing for a lawsuit. A car accident attorney is quite important if you are planning to negotiate the settlement with the insurance company. Negotiating the car insurance settlement can be quite easy if you have experienced professionals working with you. Car accident attorneys should know the amount your claim is worth. In this way, they have a lot of confidence to challenge the insurer on offers they consider to be very low.
A car accident attorney should be ready to cancel the negotiation process and go for alternative ways of resolving the disputes such as litigation or arbitration. Negotiating an insurance settlement offer is quite important. An attorney can help you work with the insurance company to get a fair settlement for the injuries.
Filing a lawsuit
Even if you get a settlement offer from the insurance company, you can still go ahead and file a lawsuit. A professional accident attorney can file a lawsuit for extra money if the insurance firm is not ready to give a reasonable offer. In fact, it is through a successful lawsuit that your insurance can increase its offer. In some instances, a jury or a judge can award a large settlement. An accident attorney can assess your settlement offer and determine whether a lawsuit is necessary or not.
Keeping your settlement offer
Hiring an accident attorney after you get a settlement offer is not a guarantee that you will get an offer that is more than what your insurance company has provided. Remember that lawyers will charge legal fees. Thus, if they cannot increase your offer large enough, then you are risking your money.